The Real Estate market in the United States is expected to reach a value of $131.35T by 2026. Among the various segments, Residential Real Estate is projected to dominate with a market volume of $107.97T in the same year. The market is anticipated to exhibit a steady annual growth rate (CAGR 2026–2031) of 3.36%, resulting in a market volume of $154.94T by 2031. Globally, China’s real estate market is even larger, projected at roughly $133.2T in 2026.
As of 2026, the total market capitalization of the U.S. stock market is roughly $73 trillion, while U.S. fixed income markets outstanding total about $49.6 trillion. By implementing the “follow the money” concept, you can plan for your real estate exposure to equal the total value of stocks and bonds in your portfolio by the time your mortgage is paid off.
Depending on your risk preferences and resulting portfolio composition, the current price for a house can range from approximately (for a balanced mix of bonds and stocks) to (for stocks only) the remaining part of your portfolio after accounting for the downpayment and emergency fund, assuming no additional investments during the mortgage period.
Assuming a 20% downpayment paid from selling part of your portfolio, you can estimate the maximum house price to be between and your current portfolio value. This estimation assumes that the mortgage is otherwise affordable.