Pricing
Your data, your tax math, and your exports are never behind a paywall. You pay only for the things that cost us money to run on servers.
The app
Free · no account needed
- Withholding checkup for federal and California, with the per-paycheck W-4 4(c) and DE-4 fix and exact Form 2210 / FTB 5805 penalty math
- Capital gains: Schwab and E*Trade imports into tax lots, cross-account wash-sale scan, Form 8949 export (TXF / CSV)
- Cash-flow forecast, spending plan, and wealth in days
- What-if scenarios: sell or donate a lot, ISO exercise, Roth conversion, extra withholding
- Paystub, W-2, 1099, Form 3922, and K-1 PDF import; per-year document checklist
- Works offline, forever; full export in open formats at any time
Plus
Free during early access
- Encrypted sync between your devices and household members — the relay moves sealed blobs it cannot read
- Bank and brokerage transaction connections through Plaid, up to five links
- Everything in the free app
Billing is not switched on yet. When it is, Plus is planned at $299 per year — announced here first, and nothing you already have will ever lock.
If Plus lapses
Sync becomes read-only for 30 days, then pauses; new bank links pause. The app, your data, and export keep working. That "no hostages" rule is a design invariant with tests: the code paths that read and export your data never consult billing state, and deleting your account is never gated on payment.
We hold no card details — payment runs through our payment provider as merchant of record, and the only thing our server keeps is an opaque subscription id. Details in Free & paid and the terms of service.
What you are not paying for
Retirement projection, estate planning, and tax-loss harvesting are on the roadmap, not in the app, and are not part of Plus. When they ship, this page changes the same day.