Warning Signs of Identity Theft

Threat activity is frequently silent. Monitor your financial logs for the following anomalies:

• IRS E-file Rejection: Electronic filing rejection by the IRS due to a duplicate Social Security number submission, which you discover immediately upon e-filing.
• Unexplained Statements: Unexplained billing statements or collection notices delivered to your address. Do not assume it is a wrong delivery; someone could be using your SSN with a pseudonym.
• Debt Collection Calls: Communications from collection agencies regarding credit lines or accounts you never authorized.
• Unexplained Credit Activity: Unexplained inquiries, credit score drops, or newly established accounts appearing on your credit reports.
• Credit Denials: Unanticipated denials of loan or mortgage applications despite a solid financial profile.
• Mail Disruption: An abrupt cessation of physical mail delivery or missing mail, indicating a fraudulent change-of-address filing.