← Wealth Navigator · Docs

Wealth in days

The flagship score turns net worth into something you can feel: how many days your money would last at your actual observed spending. Two figures, honestly labeled: cash only, and with investments included at their last observed prices. Every estimate carries its assumptions on its face — the burn window, the valuation date, the inflation assumption — because a number you can't interrogate is a number you shouldn't trust.

Progress is measured against your own past self: sparklines of the score's history, a personal best, a delta versus last month. Achievements are derived from your data and never stored or gamed — there are no streak-shaming mechanics, no manufactured urgency, no dark patterns. If nothing is earned, the section is simply silent.

Around the score: a cash-flow forecast that projects upcoming obligations and flags shortfall windows before they arrive, a spending view across months, and a gaps gauge — readiness tiles for the unglamorous essentials (insurance, estate documents, withholding) where "unknown" is treated as a question to ask you, never silently counted as a failure.